History

In 2008, Steven J Defrancis with the aid of his friend and associate Moises Vanderberg, began managing discretionary assets with a fundamental belief in capitalism and free capital markets. With Steven's vision and Moises's experience, they were able to achieve a lot, and went from handling portfolios of friends and family to building a closed network pool of investors and high end individuals. In less than a decade, they've handled assets worth over $2billion in management and is on course to becoming a financial global brand. Steven and Moises have always been a dynamic duo ever so interested in emerging technology, and on coming across the blockchain and cryptocurrency, fell in love with it's message of decentralization and transparency. Over the evolution in the blockchain technology where sectors like Defi and Gamefi developed, it was obvious that the power of investments should also be decentralized and put directly in the hands of investors and portfolio managers. In the quest to make this vision turn into a reality, Alex Griffith a backend developer and blockchain programmer,was brought into the team and after years of research and lobbying, Courtland Partners Protocol was created and is what has been developed and backs Courtland Partners.Throughout our history, we have continuously developed ways to look at capital markets differently and this has been due to the great contribution of Steven and Moises. Courtland Partners makes use of the Price to Sales Ratio and detailed its relevance as a tool for investment analysis. This tool was used to help manage small-cap value portfolios for our institutional investors. Steven and Moises evolved to Courtland Partners Financial Group and have since contributed to the recognition of distinct investment styles. We used these advancements as the foundation for a new series of broad mandate strategies, including Global Total Return, US Total Return, and Foreign Equity. Courtland Partners Financial Group began offering separate portfolio Group directly to high net worth individuals under our Private Client Group. The Courtland Partners protocol has 13 nodes across 8 countries and has served over 37,000 clients globally. In addition, we have dedicated significant resources to the emerging field of behavioral finance to better understand not just the tools of finance, but also how investors use these tools. Our research has led us to develop practical applications of behavioral finance in our portfolio management process.

HOW WE ARE DIFFERENT

In the past decade, Courtland Partners Financial Group has worked in our clients' best interests by thinking and acting independently rather than following outdated industry practices. Our personalized approach, our total commitment to serving our clients and our investing experience make us unique in our industry. That’s why Courtland Partners Financial Group currently manages over $2 billion for investors worldwide and helps over 37,000 clients meet their financial goals. Over the years, we have succeeded in creating a reputable and successful brand, and as they say, success has many friends. This has allowed us to work with seasoned and well-respected individuals, organizations, corporate bodies, and many more. Like a fledgling adolescent, we have kept on growing, while retaining and upholding our different standards.

Clearly Different Money Management

Our exceptional and unique culture ensures that we entice and retain so many quality clients. We have achieved a certain level of notoriety over the years, and we continue to feel esteemed to have received such fame, appreciation, and approval from a variety of genuinely respected clients. Not sitting on our oars, Courtland Partners Financial Group is still looking for ways to improve and offer better financial services. Financial services is not just a business for us; it’s our life.



Advice That Is Always in Your Best Interest

As a fiduciary, we always put your interests first and we’ve designed our entire business to keep it this way. Unlike some money managers, we have no incentives to sell you commission-based financial products or place trades in your account when it’s not best for you. Our simple fee structure aligns your interests with our business goals. Simply put, when you do better we do better.

A Portfolio Tailored to Your Needs

We respect how hard you worked to build your nest egg, and before we recommend anything, we get to know you. We ask questions about your goals and needs, your expenses, your health, your family commitments and more to better understand what you need your money to accomplish. This enables us to recommend a personalized portfolio designed to meet your needs and to help you enjoy the retirement you’ve earned.

Communication and Counsel to Help You Stay on Track

You will receive a personal point of contact; your Investment Counselor, committed to understanding you on a personal level and keeping your financial plan on track. Your Investment Counselor will be there for you, whether you want to know how your portfolio is doing and why, or whether you want guidance when the ups and downs of the stock market rattle your nerves. Your Investment Counselor will keep in touch in all market conditions and won’t be afraid to give you an occasional dose of tough love to help you stay disciplined to your long-term plan.




Disciplined and Active Portfolio Management

We’re more than just stock pickers. We believe active portfolio management centered on your long-term goals is the best way to discover opportunities and achieve long-term results. Our five-person Investment Policy Committee, supported by a large in-house research staff, analyzes global investing opportunities, narrowing down from country and sector to find securities they think will do well moving forward. This disciplined approach allows us to interpret information differently and find global investing opportunities other money managers may overlook.

Transparency

You deserve to know what we’re doing with your money. That’s why we’re transparent about the investing decisions we make for your portfolio. We proactively discuss current events and openly share our forecast with you through your Investment Counselor, live events, quarterly reviews, regular publications like MarketMinder and more. Whether you’re someone who wants to dig in to the details of your portfolio or you want to be more hands-off, we provide a variety of resources to get you the information you need, when you need it all to make sure you’re comfortable with our investing approach.


Frequently Asked Questions

  • What does Courtland Partners being decentralized mean?

    Courtland Partners offers financial instruments without relying on intermediaries such as brokerages, exchanges, or banks by using smart contracts on a blockchain. It's a system that removes the control banks, institutions and to a large extent, the govenment have on money, financial products, and financial services and runs on a digital/crypto currency payment system.

  • Courtland Partners being fully decentralized isn't claimed or owned by any individual or entity, but was an idea brought to live by a network of integrated blockchain validators and portfolio managers operating on smart contracts.

  • A smart contract is a computer program or a transaction protocol stored on the blockchain which is intended to automatically execute, control or document legally relevant events and actions according to the terms of a contract or an agreement. They typically are used to automate the execution of an agreement so that all participants can be immediately certain of the outcome, without any intermediary’s involvement or time loss. They can also automate a workflow, triggering the next action when conditions are met.

  • Courtland Partners is a protocol backed by blockchain and runs on smart contracts, hence payments and transactions are carried out through cryptocurrencies such as bitcoin(btc), ethereum(eth), ripple(xrp), binance token(bnb) and stablecoins such as usdt and usdc.

  • Cryptocurrencies such as bitcoin, ethereum, ripple(xrp), binance token(bnb) and stable coins such as usdt or usdc.

  • Wealth management usually refers to a suite of services that provides the opportunity to work with a financial professional. It usually includes working together on a broad plan to help grow and protect assets and it often includes the ability to take advantage of professional money management.

  • While the minimum investment required varies from investment firm to investment firm,at Courtland Partners, portfolios with a minimum of $25k, have a personal wealth manager assigned to them. Wealth management is designed for clients whose financial situations warrant the personal attention of a financial professional but at Courtland Partners, every investor has access to contact a wealth manager for a free consultation.

  • There are a number of things one can do in an effort to protect wealth, such as retirement planning, estate planning (including developing a plan for the orderly transfer of wealth to your heirs), being more tax-efficient, or exploring the addition of fixed income investments to a portfolio.

  • Alternative investments are investments specifically meant for accredited investors who are wealthier than normal retail investors. Such investments are made in assets that do not fall under traditional asset classes, like individual stocks, bonds, etc. The lower market correlation makes these investments less volatile, and hence these turn out to be a hedge against inflation for investors. These non-conventional investments are classified as tangible (real estate, precious metals, commodities, etc.) and intangible (private equity, hedge funds, cryptocurrency, etc.).

  • Clients may engage in a wealth management relationship for a number of different reasons. Some choose to do so because they need help planning for certain goals, or need guidance around estate planning, protecting wealth, retirement planning, or ways to manage their tax obligations. Others choose wealth management because they don’t have the time or the desire to manage their own portfolios or simply value the input of a financial professional, who can act as a sounding board.

  • The exchange-traded funds or ETFs are investments that fall between alternative and traditional investments. It lets investors enjoy alternative investment opportunities while not facing any illiquidity issues. In addition, unlike other alt funds, ETFs are well-regulated and could be easily managed, sold, and converted to cash.

  • Depending on your personal situation, there are a number of ways to potentially reduce or defer the taxes you pay on your investments. These can include finding ways to reduce or defer income, capital gains, and estate taxes. Strategies such as Roth IRA conversions, asset location, tax-loss harvesting, or revisiting your gifting and estate plans may help you grow your wealth and preserve your legacy.